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Investment: You agree that you are financially willing and able to invest in this Program by choice and that by so doing, you are not incurring any economic hardship in any way. Payment of the 1st of 3 installments in the amount of $280 must be made upon enrollment in the Program, and 2 subsequent monthly payments in the amount of $280 will be due in 1-month increments from the date of the first payment. Payment Authorization and Receipt: If paying by debit card, or credit card, you give us permission to automatically charge your credit card or debit card as payment for your Program without any additional authorization, and you will receive an electronic receipt. Refund Policy: It is our intention for you to be happy with your Program. However, because we have invested considerable time and effort in your Program, if you decide to withdraw at any time for any reason, you are still fully responsible for making all Program payments, and no refunds will be provided.